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Millions of people are doing essential community work - restoring watersheds, running food programs, teaching skills, building local economies - without pay, recognition, or visibility. Traditional philanthropy can't reach most of them: the grant process is too slow, the reporting requirements too burdensome, and the funding models too focused on single issues to support the messy, interconnected reality of community-led change.

Bloom built an alternative.

Bloom's Regenerative Economic Protocol is a system for transparently documenting grassroots commons care work and routing funding directly to the people doing it - with minimal overhead, no grant applications, and cross-border transfer fees of fractions of a cent.

The core loop:

1. Community members complete local regenerative actions and post an Action Report on Bloom Network.
2. A verifier reviews the report. Once approved, participants and their local Bloom treasury receive FLO (Flowers) - Bloom's contribution token - proportional to hours worked.
3. Periodically, available grants pool funds are distributed in USDC (a digital dollar) to members and local treasuries, proportional to FLO earned that period.
4. As Bloom Network becomes profitable, cooperative members receive annual dividends - again, proportional to FLO.

This is called retroactive funding: money follows verified work, rather than promised outcomes. Communities do what they know works. Documentation makes it visible. Funding follows the evidence.

Most philanthropic funding requires communities to predict outcomes, write lengthy proposals, and report against narrow metrics. Bloom inverts this. Local communities already know what's effective. The protocol's job is to make that work legible and fundable - without imposing outside priorities on it.

The result is a system that rewards the holistic, interconnected nature of real community work: a food forest project that also builds relationships, generates economic activity, and restores a watershed doesn't have to be split into separate grant applications.

Bloom uses two currencies for different purposes:

• FLO tracks contribution. It's a reputation token - not tradeable for money, but used to determine your share of grants and dividends, and to participate in local governance and the FLO Exchange.
• USDC is how grants and profits actually move. It's a stablecoin pegged to the US dollar, used because it transfers internationally in seconds for fractions of a cent - versus $30–$100+ per wire transfer in traditional banking.

See What is FLO? for a full explanation of how they work together.

Across eight rounds of Local Action Rewards, Bloom has distributed over $40,000 to community leaders in 13+ countries, compensating tens of thousands of hours of commons care labor that would otherwise go unrecognized. Blockchain transfer fees across the entire program: under $10 total.

History of previous distributions and current treasury balances.

• Participate: How to earn FLO and receive grants
• Fund: Support the grants pool
• Learn more: Bloom Whitepapers · Inverter Network's technical overview