Local Currencies

Local currencies are forms of money that can be spent within a defined community, encouraging local trade and building community resilience. They can exist as physical notes, digital tokens, or mutual credit systems.

Types of Local Currencies

  • Physical Notes (like Berkshares or Brixton Pound)
  • Digital Tokens
  • Mutual Credit Systems
  • Time Banks
  • Community Exchange Systems

Benefits

Local currencies can:

  • Keep wealth circulating locally
  • Support small businesses
  • Build community connections
  • Increase local economic resilience
  • Reduce carbon footprint of commerce
  • Create community identity

Implementation Steps

Key considerations for starting a local currency:

  • Community engagement and buy-in
  • Legal and regulatory compliance
  • Technology platform selection
  • Business network development
  • Marketing and education
  • Governance structure

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